{"id":2120,"date":"2021-05-13T16:13:52","date_gmt":"2021-05-13T16:13:52","guid":{"rendered":"https:\/\/amalgamatedbenefits.com\/amalgamated-life\/?page_id=2120"},"modified":"2026-01-26T17:47:41","modified_gmt":"2026-01-26T22:47:41","slug":"accident-features-and-benefits","status":"publish","type":"page","link":"https:\/\/amalgamatedbenefits.com\/amalgamated-life\/accident-features-and-benefits\/","title":{"rendered":"Accident"},"content":{"rendered":"<h2 class=\"wp-block-heading h4\">Offering Vital Protection When Accidents Happen<\/h2>\n<ul class=\"wp-block-list\">\n<li><strong>Guaranteed Issue<\/strong> with no participation requirements up to age 69<\/li>\n<li><strong>Coverage Type<\/strong>\u201424-Hour or Non-Occupational Coverage<\/li>\n<li><strong>Coverage for Family<\/strong>\u2014insured, insured + spouse, insured + child(ren) and Family<\/li>\n<li><strong>Guaranteed Renewable<\/strong> Coverage remains in force for life as long as premiums are paid<\/li>\n<li><strong>Portable<\/strong>\u2014no change in cost or coverage<\/li>\n<li><strong>Cash Benefits<\/strong>\u2014Paid directly to insured to use as they choose<\/li>\n<\/ul>\n<h3 class=\"wp-block-heading h4\">Covers initial care thru follow-up, including a catastrophic accident and accidental death benefit. Partial list below:<\/h3>\n<ul class=\"wp-block-list\">\n<li>Ambulance<\/li>\n<li>Burns<\/li>\n<li>Dismemberment<\/li>\n<li>Emergency Department Treatment<\/li>\n<li>Fractures<\/li>\n<li>Hospital Admission, Confinement, ICU<\/li>\n<li>Lacerations<\/li>\n<\/ul>\n<div class=\"wp-block-group pdf-footer\">\n<div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p>Founded in 1943, Amalgamated Life Insurance Company has since grown into a leading provider of comprehensive insurance solutions operating in all 50 states and the District of Columbia. The Company provides competitive group products including Term Life, Medical Stop Loss, Disability and Specialty Drug Cost Management, as well as voluntary products such as Accident, Accidental Death &amp; Dismemberment, Critical Illness, Dental, Disability, Hearing, ID Theft, Legal, Portable Term Life and Whole Life, among others.<\/p>\n<p>Since 1975, Amalgamated Life Insurance Company has consistently earned the \u201cA\u201d<br \/>(Excellent) Rating from A.M. Best Company attesting to its strong fiscal position and claims paying abilities. The Company is a member of the Amalgamated Family of Companies; which includes: a third party administrator, Amalgamated Employee Benefits Administrators; Amalgamated Medical Care Management, a medical care management firm; Amalgamated Agency, a property and casualty broker; and AliGraphics, a printing firm.<\/p>\n<\/div>\n<\/div>\n<p class=\"pdf-footer-note\">The information in this product sheet is in an abbreviated form only. The actual coverage and amounts are subject to all the terms, limitations and exclusions in the individual policy. If the information in this product sheet differs from the Accident Policy, the terms of your policy govern.<\/p>\n<p><a href=\"https:\/\/amalgamatedbenefits.com\/amalgamated-life\/wp-content\/uploads\/sites\/3\/2025\/04\/accident.pdf\" class=\"cta\" target=\"_blank\" rel=\"noopener noreferrer\">Download the PDF<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Offering Vital Protection When Accidents Happen Covers initial care thru follow-up, including a catastrophic accident and accidental death benefit. Partial list below: Founded in 1943, Amalgamated Life Insurance Company has since grown into a leading provider of comprehensive insurance solutions operating in all 50 states and the District of Columbia. The Company provides competitive group&#8230;  <a class=\"excerpt-read-more\" href=\"https:\/\/amalgamatedbenefits.com\/amalgamated-life\/accident-features-and-benefits\/\" title=\"Read Accident\">Read more &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"class_list":["post-2120","page","type-page","status-publish","hentry"],"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/pages\/2120","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/comments?post=2120"}],"version-history":[{"count":16,"href":"https:\/\/amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/pages\/2120\/revisions"}],"predecessor-version":[{"id":4731,"href":"https:\/\/amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/pages\/2120\/revisions\/4731"}],"wp:attachment":[{"href":"https:\/\/amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/media?parent=2120"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}