{"id":2148,"date":"2021-05-21T14:34:04","date_gmt":"2021-05-21T14:34:04","guid":{"rendered":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/?page_id=2148"},"modified":"2024-07-01T10:32:12","modified_gmt":"2024-07-01T14:32:12","slug":"medical-stop-loss","status":"publish","type":"page","link":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/medical-stop-loss\/","title":{"rendered":"Medical Stop Loss"},"content":{"rendered":"<h2 class=\"wp-block-heading small\">Amalgamated Life Medical Stop Loss Insurance\u2014The Essential, Excess Insurance<\/h2>\n<p>As a direct writer of Stop Loss we have the resources and expertise to perform due diligence based on an organization\u2019s Medical Stop Loss needs.<\/p>\n<h3 class=\"wp-block-heading small\">Why Choose Amalgamated:<\/h3>\n<ul>\n<li>Discounts for high-performance PPOs, TPAs and medical management <\/li>\n<li>Excellent claims management performance <\/li>\n<li>Since 1975, Amalgamated Life has consistently earned the \u201cA\u201d (Excellent) Rating from A.M. Best Company<\/li>\n<li>Access to quality transplant networks <\/li>\n<li>Timely disclosure decisions <\/li>\n<li>Prompt response to all RFPs <\/li>\n<li>Licensed in 50 states and the District of Columbia<\/li>\n<li>We are the direct writer of stop loss coverage<\/li>\n<\/ul>\n<p>Because Amalgamated Life is part of the Amalgamated Family of Companies, an organization gains even greater benefits including:<\/p>\n<ul>\n<li>Multi-product sales discounts <\/li>\n<li>URAC accredited medical management capabilities for financial disclosure  <\/li>\n<li>Ability to work with most TPAs and carriers\u2014simple approval process<\/li>\n<li>Flexible claims basis available\u2014wide range of run-in, run-out and paid options<\/li>\n<li>Specialty drug cost management service<\/li>\n<\/ul>\n<p>At Amalgamated Life, we realize that no two organizations are alike. That\u2019s why we offer a range of options enabling us to best meet the specific needs of an organization. You can choose options across both our Specific Stop Loss and Aggregate Stop Loss lines, as follows:<\/p>\n<h4 class=\"wp-block-heading\">Specific Stop Loss Options:<\/h4>\n<ul>\n<li>Annual limit of liability up to unlimited <\/li>\n<li>Aggregate specific deductible <\/li>\n<li>Terminal liability option <\/li>\n<li>No New Laser at Renewal with 2nd year rate cap contract available (subject to underwriting approval)<\/li>\n<li>Experience Refund Option available (subject to underwriting approval)<\/li>\n<\/ul>\n<h5 class=\"wp-block-heading h4\">Aggregate Stop Loss Options:<\/h5>\n<ul>\n<li>Corridor set at 125% (other corridors by exception) <\/li>\n<li>Limit of liability up to $1 million (higher amounts subject to approval) <\/li>\n<li>Monthly aggregate accommodation <\/li>\n<li>Terminal liability option<\/li>\n<\/ul>\n<p class=\"footnotes\">Policy Form ALSLP-2020*<br \/>*Features &amp; form numbers may vary by state<\/p>\n<div class=\"wp-block-group pdf-footer is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group__inner-container\">\n<p>Founded in 1943, Amalgamated Life Insurance Company has since grown into a leading provider of comprehensive insurance solutions operating in all 50 states and the District of Columbia. The Company provides competitive group products including Term Life, Medical Stop Loss, Disability and Specialty Drug Cost Management, as well as voluntary products such as Accident, Accidental Death &amp; Dismemberment, Critical Illness, Dental, Disability, Hearing, ID Theft, Legal, Portable Term Life and Whole Life, among others.<\/p>\n<p>Since 1975, Amalgamated Life Insurance Company has consistently earned the \u201cA\u201d (Excellent) Rating from A.M. Best Company attesting to its strong fiscal position and claims paying abilities. The Company is a member of the Amalgamated Family of Companies; which includes: a third party administrator, Amalgamated Employee Benefits Administrators; Amalgamated Medical Care Management, a medical care management firm; Amalgamated Agency, a property and casualty broker; and AliGraphics, a printing firm.<\/p>\n<\/div>\n<\/div>\n<p class=\"pdf-footer-note\">The information in this product sheet is in an abbreviated form only. The actual coverage and amounts are subject to all the terms, limitations and exclusions in the policy. If the information in this product sheet differs from the Medical Stop Loss Policy, the terms of the policy govern.<\/p>\n<p><a href=\"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/wp-content\/uploads\/sites\/3\/2022\/07\/medical.pdf\" class=\"cta\" target=\"_blank\" rel=\"noopener noreferrer\">Download the PDF<\/a><\/p>\n<div style=\"height:30px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<figure class=\"wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio\">\n<div class=\"wp-block-embed__wrapper\">\n<iframe loading=\"lazy\" title=\"Amalgamated Life&#039;s Medical Stop Loss Insurance\" width=\"680\" height=\"383\" src=\"https:\/\/www.youtube.com\/embed\/kSulfEgA6e4?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe>\n<\/div>\n<\/figure>\n","protected":false},"excerpt":{"rendered":"<p>Amalgamated Life Medical Stop Loss Insurance\u2014The Essential, Excess Insurance As a direct writer of Stop Loss we have the resources and expertise to perform due diligence based on an organization\u2019s Medical Stop Loss needs. Why Choose Amalgamated: Because Amalgamated Life is part of the Amalgamated Family of Companies, an organization gains even greater benefits including:&#8230;  <a class=\"excerpt-read-more\" href=\"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/medical-stop-loss\/\" title=\"Read Medical Stop Loss\">Read more &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/pages\/2148"}],"collection":[{"href":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/comments?post=2148"}],"version-history":[{"count":11,"href":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/pages\/2148\/revisions"}],"predecessor-version":[{"id":4241,"href":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/pages\/2148\/revisions\/4241"}],"wp:attachment":[{"href":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/media?parent=2148"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}