{"id":2157,"date":"2021-05-21T14:41:53","date_gmt":"2021-05-21T14:41:53","guid":{"rendered":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/?page_id=2157"},"modified":"2024-07-01T07:23:15","modified_gmt":"2024-07-01T11:23:15","slug":"critical-illness-features-and-benefits-ny","status":"publish","type":"page","link":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/critical-illness-features-and-benefits-ny\/","title":{"rendered":"Critical Illness Features and Benefits\u2014(NY)"},"content":{"rendered":"<h2 class=\"wp-block-heading small\">Covered Illnesses for Insured and Spouse and Children:<\/h2>\n<ul>\n<li>Cancer<\/li>\n<li>Coronary Artery Disease<\/li>\n<li>End Stage Renal Failure<\/li>\n<li>Heart Attack (Myocardial Infarction)<\/li>\n<li>Major Organ Failure<\/li>\n<li>Stroke<\/li>\n<\/ul>\n<h3 class=\"wp-block-heading small h2\">Critical Illness Insurance Features:<\/h3>\n<ul>\n<li><strong>Critical Illness Lump Sum<\/strong>\u2014benefit amounts from $5,000 to $50,000<\/li>\n<li><strong>Cash Benefits<\/strong>\u2014Paid directly to insured to use as they choose<\/li>\n<li><strong>Guarantee Issue<\/strong>\u2014up to $15,000 subject to 15% participation<\/li>\n<li><strong>Coverage for Family<\/strong>\u2014insured, spouse and dependent child(ren)<\/li>\n<li><strong>Issue Age<\/strong>\u2014up to age 69 for insured and age 26 for dependent<\/li>\n<li><strong>Benefit Amounts<\/strong>\u201450% of primary insured\u2019s benefit amount for spouse and 25% for dependent child<\/li>\n<li><strong>Health Screening Benefit<\/strong>\u2014$50 per calendar year for insured and insured spouse<\/li>\n<li><strong>Portable<\/strong>\u2014no change in cost or coverage<\/li>\n<li><strong>Guaranteed Renewable<\/strong>\u2014Coverage remains in force for life as long as premiums are paid<\/li>\n<li><strong>Level Premium<\/strong>\u2014Rates do not adjust as insured ages<\/li>\n<li><strong>Additional Occurrence Benefit<\/strong>\u2014If insured receives a benefit for any covered Illness that is less than 100% of Face Amount, the insurance will remain in force and the insured may receive a benefits upon diagnosis of a different covered Illness<\/li>\n<li><strong>Maximum Benefit Amount<\/strong>\u2014The face amount of the policy<\/li>\n<li><strong>Pre-Existing Condition Clause<\/strong>\u201412 months<\/li>\n<\/ul>\n<p class=\"footnotes\">Policy Form AMICIP-13(NY)*<br \/>*Features &amp; form numbers may vary by state.<\/p>\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<table class=\"table\">\n<thead>\n<tr>\n<td><strong>CRITICAL ILLNESS BENEFIT<br \/>(Applicable to Insured, Insured Spouse, and Insured Children)<\/strong><\/td>\n<td><strong>BENEFIT AMOUNT<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\n<div>Cancer:<\/div>\n<div style=\"padding-left:1em;\">\n\t\t\t\t\tInvasive Cancer <br \/>\n\t\t\t\t\tCarcinoma in situ <br \/>\n\t\t\t\t\tSkin Cancer\n\t\t\t\t<\/div>\n<\/td>\n<td>\n\t\t\t\t<br \/>\n\t\t\t\t100% of Face Amount<br \/>\n\t\t\t\t25% of Face Amount<br \/>\n\t\t\t\t$250\n\t\t\t<\/td>\n<\/tr>\n<tr>\n<td>Coronary Artery Disease:<\/td>\n<td>25% of Face Amount<\/td>\n<\/tr>\n<tr>\n<td>End Stage Renal Failure<\/td>\n<td>100% of Face Amount<\/td>\n<\/tr>\n<tr>\n<td>Heart Attack (Myocardial Infarction)<\/td>\n<td>100% of Face Amount<\/td>\n<\/tr>\n<tr>\n<td>Major Organ Failure<\/td>\n<td>100% of Face Amount<\/td>\n<\/tr>\n<tr>\n<td>Stroke<\/td>\n<td>100% of Face Amount<\/td>\n<\/tr>\n<tr>\n<td>\n<div>Health Screening Benefit<\/div>\n<div style=\"padding-left: 1em\">\n\t\t\t\t\tInsured<br \/>\n\t\t\t\t\tSpouse<br \/>\n(n\/a for Children)\n\t\t\t\t<\/div>\n<\/td>\n<td>\n<br \/>\n\t\t\t\tUp to $50 Per Calendar Year <br \/>\n\t\t\t\tUp to $50 Per Calendar Year\n\t\t\t<\/td>\n<\/tr>\n<tr>\n<td>Face Amount for Spouse<\/td>\n<td>50% of Face Amount for Named Insured<\/td>\n<\/tr>\n<tr>\n<td>Face Amount for Dependent Child<\/td>\n<td>25% of Face Amount for Named Insured<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"wp-block-group pdf-footer is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group__inner-container\">\n<p>Founded in 1943, Amalgamated Life Insurance Company has since grown into a leading provider of comprehensive insurance solutions operating in all 50 states and the District of Columbia. The Company provides competitive group products including Term Life, Medical Stop Loss, Disability and Specialty Drug Cost Management, as well as voluntary products such as Accident, Accidental Death &amp; Dismemberment, Critical Illness, Dental, Disability, Hearing, ID Theft, Legal, Portable Term Life and Whole Life, among others.<\/p>\n<p>Since 1975, Amalgamated Life Insurance Company has consistently earned the \u201cA\u201d (Excellent) Rating from A.M. Best Company attesting to its strong fiscal position and claims paying abilities. The Company is a member of the Amalgamated Family of Companies; which includes: a third party administrator, Amalgamated Employee Benefits Administrators; Amalgamated Medical Care Management, a medical care management firm; Amalgamated Agency, a property and casualty broker; and AliGraphics, a printing firm.<\/p>\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n<p>The information in this product sheet is in an abbreviated form only. The actual coverage and amounts are subject to all the terms, limitations and exclusions in the individual policy. If the information in this product sheet differs from the Critical Illness Policy, the terms of your policy govern.<\/p>\n<\/div>\n<\/div>\n<p><a href=\"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/wp-content\/uploads\/sites\/3\/2021\/05\/CI-NY.pdf\" class=\"cta\" target=\"_blank\" rel=\"noopener noreferrer\">Download the PDF<\/a> <a href=\"https:\/\/youtu.be\/AtWL7G3oHL8\" class=\"cta\" target=\"_blank\" rel=\"noopener noreferrer\">Watch the Video<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Covered Illnesses for Insured and Spouse and Children: Critical Illness Insurance Features: Policy Form AMICIP-13(NY)**Features &amp; form numbers may vary by state. CRITICAL ILLNESS BENEFIT(Applicable to Insured, Insured Spouse, and Insured Children) BENEFIT AMOUNT Cancer: Invasive Cancer Carcinoma in situ Skin Cancer 100% of Face Amount 25% of Face Amount $250 Coronary Artery Disease: 25%&#8230;  <a class=\"excerpt-read-more\" href=\"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/critical-illness-features-and-benefits-ny\/\" title=\"Read Critical Illness Features and Benefits\u2014(NY)\">Read more &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/pages\/2157"}],"collection":[{"href":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/comments?post=2157"}],"version-history":[{"count":8,"href":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/pages\/2157\/revisions"}],"predecessor-version":[{"id":4106,"href":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/pages\/2157\/revisions\/4106"}],"wp:attachment":[{"href":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/media?parent=2157"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}