{"id":2161,"date":"2021-05-21T14:43:00","date_gmt":"2021-05-21T14:43:00","guid":{"rendered":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/?page_id=2161"},"modified":"2024-07-01T10:18:28","modified_gmt":"2024-07-01T14:18:28","slug":"critical-illness-features-and-benefits-non-ny","status":"publish","type":"page","link":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/critical-illness-features-and-benefits-non-ny\/","title":{"rendered":"Critical Illness Features and Benefits\u2014(Non-NY)"},"content":{"rendered":"<h2 class=\"wp-block-heading small\">Covered Illnesses for Insured and Spouse:<\/h2>\n<ul>\n<li>Benign Brain Tumor<\/li>\n<li>Cancer<\/li>\n<li>Coronary Artery Disease<\/li>\n<li>End Stage Renal Failure<\/li>\n<li>Heart Attack (Myocardial Infarction)<\/li>\n<li>Major Organ Failure<\/li>\n<li>Stroke<\/li>\n<li>Traumatic Brain Injury<\/li>\n<\/ul>\n<h3 class=\"wp-block-heading small h2\">Covered Illnesses for Children:<\/h3>\n<ul>\n<li>Cancer<\/li>\n<li>Cerebral Palsy<\/li>\n<li>Cystic Fibrosis<\/li>\n<li>Muscular Dystrophy<\/li>\n<li>Sickle Cell Anemia<\/li>\n<li>Traumatic Brain Injury<\/li>\n<li>Type 1 Diabetes<\/li>\n<\/ul>\n<p>(Covered Illness for Children n\/a in NY)<\/p>\n<h4 class=\"wp-block-heading small h3\">Critical Illness Insurance Features:<\/h4>\n<ul>\n<li><strong>Critical Illness Lump Sum<\/strong>\u2014benefit amounts from $5,000 to $50,000<\/li>\n<li><strong>Cash Benefits<\/strong>\u2014Paid directly to insured to use as they choose<\/li>\n<li><strong>Guarantee Issue<\/strong>\u2014up to $15,000 subject to 15% participation<\/li>\n<li><strong>Coverage for Family<\/strong>\u2014insured, spouse and dependent child(ren)<\/li>\n<li><strong>Issue Age<\/strong>\u2014up to age 69 for insured and age 26 for dependent<\/li>\n<li><strong>Benefit Amounts<\/strong>\u201450% of primary insured\u2019s benefit amount for spouse and 25% for dependent child<\/li>\n<li><strong>Health Screening Benefit<\/strong>\u2014$50 per calendar year for insured and insured spouse<\/li>\n<li><strong>Portable<\/strong>\u2014no change in cost or coverage<\/li>\n<li><strong>Guaranteed Renewable<\/strong>\u2014Coverage remains in force for life as long as premiums are paid<\/li>\n<li><strong>Level Premium<\/strong>\u2014Rates do not adjust as insured ages<\/li>\n<li><strong>Additional Occurrence Benefit<\/strong>\u2014if diagnosed with another covered critical illness separated by 6 months, the total lump sum benefit is payable again<\/li>\n<li><strong>Recurrence Benefit<\/strong>\u2014If insured has a recurrence of the same critical illness separated by 12 months, the lump sum benefit is payable again. Limitations apply.<\/li>\n<li><strong>Maximum Benefit Amount<\/strong>\u2014three (3) times the face amount<\/li>\n<li><strong>Face Amount reduces by 50% after age 70<\/strong><\/li>\n<li><strong>Pre-Existing Condition Clause<\/strong>\u201412 months<\/li>\n<\/ul>\n<p class=\"footnotes\">Policy Form AMICIP-13*<br \/>*Features &amp; form numbers may vary by state.<\/p>\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<table class=\"table\">\n<thead>\n<tr>\n<td><strong>CRITICAL ILLNESS BENEFIT<br \/>(Applicable to Insured and Insured Spouse)<\/strong><\/td>\n<td><strong>BENEFIT AMOUNT<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Benign Brain Tumor<\/td>\n<td>100% of Face Amount<\/td>\n<\/tr>\n<tr>\n<td>\n<div>Cancer:<\/div>\n<div style=\"padding-left: 1em;\">\n\t\t\t\t\tInvasive Cancer <br \/>\n\t\t\t\t\tCarcinoma in situ <br \/>\n\t\t\t\t\tSkin Cancer\n\t\t\t\t<\/div>\n<\/td>\n<td>\n\t\t\t\t<br \/>\n\t\t\t\t100% of Face Amount <br \/>\n\t\t\t\t25% of Face Amount <br \/>\n\t\t\t\t$250\n\t\t\t<\/td>\n<\/tr>\n<tr>\n<td>\n<div>Coronary Artery Disease:<\/div>\n<div style=\"padding-left: 1em;\">\n\t\t\t\t\tBypass Surgery <br \/>\n\t\t\t\t\tAngioplasty\n\t\t\t\t<\/div>\n<\/td>\n<td>\n\t\t\t\t<br \/>\n\t\t\t\t25% of Face Amount <br \/>\n\t\t\t\t10% of Face Amount\n\t\t\t<\/td>\n<\/tr>\n<tr>\n<td>End Stage Renal Failure<\/td>\n<td>100% of Face Amount<\/td>\n<\/tr>\n<tr>\n<td>Heart Attack (Myocardial Infarction)<\/td>\n<td>100% of Face Amount<\/td>\n<\/tr>\n<tr>\n<td>Major Organ Failure<\/td>\n<td>100% of Face Amount<\/td>\n<\/tr>\n<tr>\n<td>Stroke<\/td>\n<td>100% of Face Amount<\/td>\n<\/tr>\n<tr>\n<td>Traumatic Brain Injury<\/td>\n<td>100% of Face Amount<\/td>\n<\/tr>\n<tr>\n<td>\n<div>Health Screening Benefit<\/div>\n<div style=\"padding-left: 1em;\">\n\t\t\t\t\tInsured <br \/>\n\t\t\t\t\tSpouse\n\t\t\t\t<\/div>\n<\/td>\n<td>\n\t\t\t\t<br \/>\n\t\t\t\t$50 Once Per Calendar Year <br \/>\n\t\t\t\t$50 Once Per Calendar Year\n\t\t\t<\/td>\n<\/tr>\n<tr>\n<td>Face Amount for Spouse<\/td>\n<td>50% of Face Amount for Named Insured<\/td>\n<\/tr>\n<\/tbody>\n<thead>\n<tr>\n<td><strong>CRITICAL ILLNESS BENEFIT<br \/>(Applicable to Insured Children)<\/strong><\/td>\n<td><strong>BENEFIT AMOUNT<\/strong><\/td>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\n<div>Cancer:<\/div>\n<div style=\"padding-left: 1em;\">\n\t\t\t\t\tInvasive Cancer <br \/>\n\t\t\t\t\tCarcinoma in situ <br \/>\n\t\t\t\t\tSkin Cancer\n\t\t\t\t<\/div>\n<\/td>\n<td>\n\t\t\t\t<br \/>\n\t\t\t\t100% of Face Amount <br \/>\n\t\t\t\t25% of Face Amount <br \/>\n\t\t\t\t$250\n\t\t\t<\/td>\n<\/tr>\n<tr>\n<td>Cerebral Palsy<\/td>\n<td>100% of Face Amount<\/td>\n<\/tr>\n<tr>\n<td>Cystic Fibrosis<\/td>\n<td>100% of Face Amount<\/td>\n<\/tr>\n<tr>\n<td>Muscular Dystrophy<\/td>\n<td>100% of Face Amount<\/td>\n<\/tr>\n<tr>\n<td>Sickle Cell Anemia<\/td>\n<td>100% of Face Amount<\/td>\n<\/tr>\n<tr>\n<td>Traumatic Brain Injury<\/td>\n<td>100% of Face Amount<\/td>\n<\/tr>\n<tr>\n<td>Type 1 Diabetes<\/td>\n<td>100% of Face Amount<\/td>\n<\/tr>\n<tr>\n<td>Face Amount for Dependent Child<\/td>\n<td>25% of Face Amount for Named Insured<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<div class=\"wp-block-group pdf-footer is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group__inner-container\">\n<p>Founded in 1943, Amalgamated Life Insurance Company has since grown into a leading provider of comprehensive insurance solutions operating in all 50 states and the District of Columbia. The Company provides competitive group products including Term Life, Medical Stop Loss, Disability and Specialty Drug Cost Management, as well as voluntary products such as Accident, Accidental Death &amp; Dismemberment, Critical Illness, Dental, Disability, Hearing, ID Theft, Legal, Portable Term Life and Whole Life, among others.<\/p>\n<p>Since 1975, Amalgamated Life Insurance Company has consistently earned the \u201cA\u201d (Excellent) Rating from A.M. Best Company attesting to its strong fiscal position and claims paying abilities. The Company is a member of the Amalgamated Family of Companies; which includes: a third party administrator, <a href=\"https:\/\/www.amalgamatedbenefits.com\/amalgamated-employee-benefits-administrators\" target=\"_blank\" rel=\"noreferrer noopener\">Amalgamated Employee Benefits Administrators<\/a>; <a href=\"https:\/\/www.amalgamatedbenefits.com\/amalgamated-medical-care-management\" target=\"_blank\" rel=\"noreferrer noopener\">Amalgamated Medical Care Management<\/a>, a medical care management firm; <a href=\"https:\/\/amalgamatedagency.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">Amalgamated Agency<\/a>, a property and casualty broker; and <a href=\"https:\/\/www.aligraphics.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">AliGraphics<\/a>, a printing firm.<\/p>\n<hr class=\"wp-block-separator has-css-opacity\"\/>\n<p>The information in this product sheet is in an abbreviated form only. The actual coverage and amounts are subject to all the terms, limitations and exclusions in the individual policy. If the information in this product sheet differs from the Critical Illness Policy, the terms of your policy govern.<\/p>\n<\/div>\n<\/div>\n<p><a href=\"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/wp-content\/uploads\/sites\/3\/2021\/05\/CI-Non-NY.pdf\" class=\"cta\" target=\"_blank\" rel=\"noopener noreferrer\">Download the PDF<\/a> <a href=\"https:\/\/youtu.be\/AtWL7G3oHL8\" class=\"cta\" target=\"_blank\" rel=\"noopener noreferrer\">Watch the Video<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Covered Illnesses for Insured and Spouse: Covered Illnesses for Children: (Covered Illness for Children n\/a in NY) Critical Illness Insurance Features: Policy Form AMICIP-13**Features &amp; form numbers may vary by state. CRITICAL ILLNESS BENEFIT(Applicable to Insured and Insured Spouse) BENEFIT AMOUNT Benign Brain Tumor 100% of Face Amount Cancer: Invasive Cancer Carcinoma in situ Skin&#8230;  <a class=\"excerpt-read-more\" href=\"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/critical-illness-features-and-benefits-non-ny\/\" title=\"Read Critical Illness Features and Benefits\u2014(Non-NY)\">Read more &raquo;<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"acf":[],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/pages\/2161"}],"collection":[{"href":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/comments?post=2161"}],"version-history":[{"count":8,"href":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/pages\/2161\/revisions"}],"predecessor-version":[{"id":4209,"href":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/pages\/2161\/revisions\/4209"}],"wp:attachment":[{"href":"https:\/\/www.amalgamatedbenefits.com\/amalgamated-life\/wp-json\/wp\/v2\/media?parent=2161"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}