Offering Vital Protection When Accidents Happen<\/h3>\n
Unfortunately, accidents are a fact of life. They come in many forms, ranging from falls, burns or unintentional poisoning to motor vehicle or gun-related accidents. They cause a wide range of injuries which, in turn, can create a tremendous financial burden for men and women who are unprepared. Amalgamated Life offers a robust Accident Insurance policy designed to provide vital protection when an accident-related injury occurs.<\/p>\n
\n\n
\n
BENEFIT<\/th>\n
AMOUNT<\/th>\n<\/tr>\n<\/thead>\n
\n
\n
\n
Primary Insured<\/h5>\n<\/td>\n
<\/td>\n<\/tr>\n
\n
Non-Common Carrier Accident <\/strong><\/td>\n
$25,000<\/td>\n<\/tr>\n
\n
Common Carrier Accident <\/strong><\/td>\n
$100,000<\/td>\n<\/tr>\n
\n
Catastrophic Accident <\/strong><\/td>\n
$20,000*<\/td>\n<\/tr>\n
\n
Loss of Fingers, Toes, Hands, Feet, Arms, Legs or Sight of Eyes Loss of one hand, or one foot, or one arm, or one leg, or sight of one eye <\/td>\n
$10,000<\/td>\n<\/tr>\n
\n
Loss of one finger or toe <\/td>\n
$2,000<\/td>\n<\/tr>\n
\n
\n
Spouse<\/h5>\n<\/td>\n
<\/td>\n<\/tr>\n
\n
Non-Common Carrier Accident <\/strong><\/td>\n
$25,000<\/td>\n<\/tr>\n
\n
Common Carrier Accident <\/strong><\/td>\n
$100,000<\/td>\n<\/tr>\n
\n
Catastrophic Accident <\/strong><\/td>\n
$10,000*<\/td>\n<\/tr>\n
\n
Loss of Fingers, Toes, Hands, Feet, Arms, Legs or Sight of Eyes Loss of one hand, or one foot, or one arm, or one leg, or sight of one eye <\/td>\n
$5,000<\/td>\n<\/tr>\n
\n
Loss of one finger or toe <\/td>\n
$1,000<\/td>\n<\/tr>\n
\n
\n
Children<\/h5>\n<\/td>\n
<\/td>\n<\/tr>\n
\n
Non-Common Carrier Accident <\/strong><\/td>\n
$5,000<\/td>\n<\/tr>\n
\n
Common Carrier Accident <\/strong><\/td>\n
$10,000<\/td>\n<\/tr>\n
\n
Catastrophic Accident <\/strong><\/td>\n
$10,000*<\/td>\n<\/tr>\n
\n
Loss of Fingers, Toes, Hands, Feet, Arms, Legs or Sight of Eyes Loss of one hand, or one foot, or one arm, or one leg, or sight of one eye <\/td>\n
$5,000<\/td>\n<\/tr>\n
\n
Loss of one finger or toe <\/td>\n
$1,000<\/td>\n<\/tr>\n
\n
\n
*Benefit for Catastrophic Accident decreases \nby 50% at age 70 \nSame for Insured, Spouse or Children<\/h5>\n<\/td>\n
<\/td>\n<\/tr>\n
\n
Accident Follow-Up <\/strong><\/td>\n
$25<\/td>\n<\/tr>\n
\n
Air Ambulance <\/strong><\/td>\n
$500<\/td>\n<\/tr>\n
\n
Ambulance <\/strong><\/td>\n
$150<\/td>\n<\/tr>\n
\n
Blood, Plasma, Platelets <\/strong><\/td>\n
$200<\/td>\n<\/tr>\n
\n
Burns<\/strong><\/td>\n
<\/td>\n<\/tr>\n
\n
Flat amount for:<\/td>\n
<\/td>\n<\/tr>\n
\n
2nd degree for 36% or more of body surface <\/td>\n
$500<\/td>\n<\/tr>\n
\n
3rd degree 9-34 sq. in. of body surface <\/td>\n
$1,000<\/td>\n<\/tr>\n
\n
3rd degree 35 or more sq. in. of body surface <\/td>\n
$10,000<\/td>\n<\/tr>\n
<\/p>\n
\n
Concussion <\/strong><\/td>\n
$50<\/td>\n<\/tr>\n
\n
Dislocation (based on joint involved)<\/strong><\/td>\n
$50 to $1,000<\/td>\n<\/tr>\n
<\/p>\n
\n
Emergency Dental Work<\/strong><\/td>\n
<\/td>\n<\/tr>\n
\n
Broken teeth <\/td>\n
$200<\/td>\n<\/tr>\n
<\/p>\n
\n
Emergency Room Treatment <\/strong><\/td>\n
$150<\/td>\n<\/tr>\n
\n
Eye Injury<\/strong><\/td>\n
<\/td>\n<\/tr>\n
<\/p>\n
\n
Removal of Foreign Object<\/td>\n
$50<\/td>\n<\/tr>\n
\n
Fracture (based on bone involved)<\/strong><\/td>\n
$100 to $1,500<\/td>\n<\/tr>\n
<\/p>\n
\n
Hospital Admission <\/strong><\/td>\n
$1,000<\/td>\n<\/tr>\n
\n
Hospital Confinement Per Day <\/strong><\/td>\n
$160<\/td>\n<\/tr>\n
\n
Hospital ICU Admission <\/strong><\/td>\n
$1,500<\/td>\n<\/tr>\n
\n
Hospital ICU Confinement Per Day <\/strong><\/td>\n
And here is a sample of benefits you may be eligible for with Amalgamated Life\u2019s Accident Insurance:<\/h5>\n
\n
\n\n
\n
$150<\/strong><\/strong><\/td>\n
Accident Emergency Treatment<\/td>\n<\/tr>\n
\n
$50<\/strong><\/strong><\/td>\n
X-Ray (for diagnosis of broken leg)<\/td>\n<\/tr>\n
\n
$150<\/strong><\/strong><\/td>\n
MRI<\/td>\n<\/tr>\n
\n
$675<\/strong><\/strong><\/td>\n
Fracture (broken leg)<\/td>\n<\/tr>\n
\n
$100<\/strong><\/strong><\/td>\n
Appliance (crutches)<\/td>\n<\/tr>\n
\n
$25<\/strong><\/strong><\/td>\n
Accident Follow-up Doctor ($25 per visit, up to 1 per accident)<\/td>\n<\/tr>\n
\n
$150<\/strong><\/strong><\/td>\n
Physical Therapy ($25\/day for 6 days)<\/td>\n<\/tr>\n
\n
$1,150 of benefits paid to you in additional to other coverage you may have with other insurance companies<\/strong><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/figure>\n
Accident Claims Checklist<\/h3>\n
Have this information handy to identify your policy:<\/h5>\n
\n
Policy number<\/li>\n
Policyholder\u2019s name <\/li>\n
Policyholder\u2019s date of birth <\/li>\n
Policyholder\u2019s address<\/li>\n<\/ul>\n
Here\u2019s a list of common items you will need to file a claim:<\/h5>\n
\n
Patient\u2019s name and date of birth<\/li>\n
Patient\u2019s relationship to policyholder<\/li>\n
Date and description of injury<\/li>\n
Location of accident<\/li>\n
Copy of police report (motor vehicle accidents)<\/li>\n
Authorization to obtain information: To allow Amalgamated Life to contact your provider on your behalf, please include the provider\u2019s name, address and fax number (if available)<\/li>\n
For hospital confinement: Ask your hospital to provide a completed UB04 document or ask your physician to provide a completed HCFA 1500 document<\/li>\n
For surgery: Include the operative report, and both the surgeon\u2019s and anesthesia\u2019s bills<\/li>\n
Include all ambulance, mobility aids, lodging and transportation invoices<\/li>\n<\/ul>\n
\n
\n
Amalgamated Life Insurance Company<\/h3>\n
Amalgamated Life Insurance Company is a leading provider of life and health insurance serving working men and women since 1943. Amalgamated Life has consistently earned the \u201cA\u201d (Excellent) rating from A.M. Best Company since 1975, attesting to our proven policies and procedures, adherence to the industry\u2019s highest standards, strong fiscal condition and excellent claims-paying ability.<\/strong><\/p>\n